Budgets Work Wonders for College Students

My budget is working fantastically. I'm saving up money for my Macbook, I'm putting money towards retirement (which is at least 40 years away, I figured), I'm covering most of my expenses and learning great financial habits. I highly suggest to any of my fellow Collegiate Frugaliteers that you set up a similar budget. Remember - 20% long-term, 40% short-term, 40% expenses.

Granted, the majority of college students don't have to pay for housing, food, etc. out-of-pocket. I realize this, but I would argue that developing successful spending/saving habits on a smaller scale is fundamental to long-term financial security.

Or something. I'm still an amateur at this frugal thing, but I'm coming around. Which leads me to my next point - humans are imperfect. Keeping that in mind can help ease some of the stresses associated with budgeting. Living in fear - financial or otherwise - of failure is, frankly, stupid. We will never be perfect, no matter how much we allocate, budget, etc.

Philosophical ramblings aside - I'm starting to think that people will soon actually read this blog. I hope so. Please leave a comment or follow (on the right pane) this blog if you like something you read here or if you simply have something to share.